superannuation, financial planning and various insurance services

The most significant change to employment and retirement saving has been the compulsory superannuation contributions by employers. However, this situation is part of the government's retirement savings plan to reduce our expectations of government pensions at retirement. We are saving for our own pension in retirement.

Let us show you the most effective and efficient ways of saving into superannuation. There are tax savings available that make contributions effective and there is a government sponsored scheme that provides a lump sum payment of up to $1,000 per year for low income earners.

Effective investment and consolidation of small holdings into a single fund can increase the savings in superannuation. We can advise you and assist in this process.